A Bank Account The Day You Get Out
Commissary is a neobank built for people leaving prison or jail. Set up your account before release and walk out with working banking on day one—no credit history required, no ChexSystems rejection, no hidden fees.
600K+
People released each year
from US prisons and jails
80%
Can't open a bank account
due to ChexSystems or no credit
$0
Fees to open or maintain
your Commissary account
Day 1
Banking ready at release
set up before you get out
Features
Built for life after incarceration
Every feature addresses a real barrier people face when leaving prison or jail.
Set Up Before Release
Open your account while still incarcerated. Family, case workers, or reentry counselors can help you get started so you're ready on release day.
Document Recovery Help
Lost your ID or Social Security card while inside? We help you recover essential documents and work with what you have.
Zero Hidden Fees
No overdraft fees, no minimum balance, no monthly fees. We don't profit from trapping you in debt—you've paid enough.
No ChexSystems Rejection
Bad banking history from before you went in? We don't care. Your past doesn't disqualify you here.
Direct Deposit from Day One
Get your routing and account numbers immediately. Start your new job and have your first paycheck deposited directly.
Built By People Who Get It
Designed with input from formerly incarcerated individuals, reentry organizations, and prison reform advocates.
How It Works
Four steps to banking on release day
Get set up before you leave so you have a working account the moment you walk out.
Start While Inside
Sign up before your release date. A family member, case worker, or reentry counselor can help you get started.
We Work With You
Missing ID or documents? We have flexible verification and help you recover what you need—no automatic rejection.
Walk Out Ready
Get your account and routing numbers before release. Set up direct deposit for your first job, benefits, or family support.
Build From Here
Your debit card arrives within days. Use our tools to save, track spending, and build the financial stability you need.
Coming home shouldn't mean starting from zero
Join the waitlist now. We're building the bank that should have existed all along.